When Montgomery County Emergency Services District (ESD) Number 9 hired a full time fire Chief approximately three years ago, one of the goals was lowering their insurance rating. The ESD at the time was funding two separate fire departments with two Volunteer Chiefs and a part time paid career staff that responded Monday thru Friday 8:00 am till 5:00 pm. Over the past three years they have accomplished that goal. The Grangerland area was a rating of 9 and the Bennette area was a 10, the worst rating possible. By consolidating both of these departments, combining man power and creating the Caney Creek Volunteer Fire Department, the ESD has lowered their rating to a 3 in areas that are within 5 miles of a fire station and a 10 if you are outside of the 5 mile range.
Over the past three years a lot of work went into basically building a new fire department says Raymond Flannelly Fire Chief and a thirty year veteran of the fire service. Flannelly, the Chief of the Caney Creek VFD says he needed three very important components to accomplish the goals of the Emergency Service District:
· The members of the volunteer fire department
· The paid firefighters
· And the trust and the commitment of the ESD board
If one of these components was not in line, the project would have not been successful. Flannelly states that homeowners should now benefit from the ISO dropping. In fact some homeowners could save up to fifty percent per year on homeowners insurance. Like shopping for a car, you need to check rates and shop around. According to Flannelly, some Insurance agents do not understand the Insurance Rating Office and how the system works. A few hours on the phone can save you hundreds of dollars per year according to Flannelly.
The Caney Creek Volunteer Fire Department covers 52 square miles, has five fire stations with 24/7 staffing by both paid and volunteer Fire Fighters, all trained in many aspects of emergency services. The residences of these communities have a lot to be proud of with their Fire Department.
– Thank you Montgomery County Police Reporter for writing this article…